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Level Funded Self-Funded Plans

USA Business Choice

Level Funded Self-Funded Plans

  • A Risk-Management approach to providing employee health coverage.

  • A unique answer for smaller employers trying to save money on the cost of group health insurance and brokers who would like to transition their groups to the self-funded arena

  • Group size: 26-200 lives. (Claims data is preferred for groups over 100 lives.)

  • The predictability of a level monthly cost- there are no extra charges if there are high claims.

  • Unused claim fund is refunded to the plan at the end of the plan year.

  • Internal pooling point maximizes potential for employer refund.

  • Stop Loss insurance offers full protection from larger claims.

  • ERISA plan that is exempt from many of the new federal Affordable Care Act provisions.

Please view the following information video and click here to access additional information on Level Funded Self-Funded Plans!